1 Minute Rate Estimator

1 Minute Rate Estimator

Enter your information into the calculator and get your rate estimate without affecting your credit score!  It only takes a minute!

How Much Do You Need to Borrow?

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Loan Term – How Long Do You Need to Repay the Loan?

Estimated Loan Summary

With the information you have selected above, we estimate you could get a loan at a fixed rate Fixed rate loans have a fixed rate throughout the term of the loan of 6.99% with a monthly payment of $522
OR
a variable interest rate Variable rate loans have a rate that varies based on market interest rates with a starting rate of 6.38% and a monthly payment of $508.

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Estimated Loan Repayment Table

Below is an estimated list of payments if you were to take a loan. The interest rate and loan repayment term used to calculate these payments came from the answers you provided in the above calculator. These are estimates only and do not represent all lenders.

Month Payment Amt Interest Principal Cumulative Interest Balance
0$522$0$522$0$45,000
1$522$262$260$262$44,740
2$522$261$262$523$44,478
3$522$259$263$782$44,215
4$522$258$265$1,039$43,950
5$522$256$266$1,295$43,684
6$522$254$268$1,550$43,416
7$522$253$269$1,803$43,147
8$522$251$271$2,054$42,876
9$522$250$273$2,304$42,604
10$522$248$274$2,552$42,329
11$522$247$276$2,799$42,054
12$522$245$277$3,044$41,776
13$522$243$279$3,287$41,498
14$522$242$281$3,529$41,217
15$522$240$282$3,769$40,935
16$522$238$284$4,007$40,651
17$522$237$285$4,244$40,366
18$522$235$287$4,479$40,078
19$522$233$289$4,713$39,790
20$522$232$290$4,944$39,499
21$522$230$292$5,174$39,207
22$522$228$294$5,403$38,913
23$522$227$296$5,629$38,618
24$522$225$297$5,854$38,320
25$522$223$299$6,078$38,021
26$522$221$301$6,299$37,720
27$522$220$303$6,519$37,418
28$522$218$304$6,737$37,114
29$522$216$306$6,953$36,807
30$522$214$308$7,167$36,500
31$522$213$310$7,380$36,190
32$522$211$311$7,591$35,879
33$522$209$313$7,800$35,565
34$522$207$315$8,007$35,250
35$522$205$317$8,212$34,933
36$522$203$319$8,416$34,614
37$522$202$321$8,617$34,294
38$522$200$322$8,817$33,971
39$522$198$324$9,015$33,647
40$522$196$326$9,211$33,321
41$522$194$328$9,405$32,993
42$522$192$330$9,597$32,662
43$522$190$332$9,788$32,331
44$522$188$334$9,976$31,997
45$522$186$336$10,162$31,661
46$522$184$338$10,347$31,323
47$522$182$340$10,529$30,983
48$522$180$342$10,710$30,641
49$522$178$344$10,888$30,298
50$522$176$346$11,065$29,952
51$522$174$348$11,239$29,604
52$522$172$350$11,411$29,254
53$522$170$352$11,582$28,902
54$522$168$354$11,750$28,548
55$522$166$356$11,917$28,192
56$522$164$358$12,081$27,834
57$522$162$360$12,243$27,474
58$522$160$362$12,403$27,112
59$522$158$364$12,561$26,748
60$522$156$366$12,717$26,381
61$522$154$369$12,870$26,013
62$522$152$371$13,022$25,642
63$522$149$373$13,171$25,269
64$522$147$375$13,318$24,894
65$522$145$377$13,463$24,517
66$522$143$379$13,606$24,137
67$522$141$382$13,747$23,756
68$522$138$384$13,885$23,372
69$522$136$386$14,021$22,986
70$522$134$388$14,155$22,597
71$522$132$391$14,287$22,207
72$522$129$393$14,416$21,814
73$522$127$395$14,543$21,419
74$522$125$397$14,668$21,021
75$522$122$400$14,790$20,621
76$522$120$402$14,911$20,219
77$522$118$404$15,028$19,815
78$522$115$407$15,144$19,408
79$522$113$409$15,257$18,999
80$522$111$412$15,368$18,587
81$522$108$414$15,476$18,173
82$522$106$416$15,582$17,757
83$522$103$419$15,685$17,338
84$522$101$421$15,786$16,917
85$522$99$424$15,885$16,493
86$522$96$426$15,981$16,067
87$522$94$429$16,074$15,638
88$522$91$431$16,165$15,207
89$522$89$434$16,254$14,773
90$522$86$436$16,340$14,337
91$522$84$439$16,423$13,898
92$522$81$441$16,504$13,457
93$522$78$444$16,583$13,013
94$522$76$446$16,659$12,567
95$522$73$449$16,732$12,117
96$522$71$452$16,802$11,666
97$522$68$454$16,870$11,212
98$522$65$457$16,936$10,755
99$522$63$460$16,998$10,295
100$522$60$462$17,058$9,833
101$522$57$465$17,116$9,368
102$522$55$468$17,170$8,900
103$522$52$470$17,222$8,430
104$522$49$473$17,271$7,956
105$522$46$476$17,317$7,481
106$522$44$479$17,361$7,002
107$522$41$481$17,402$6,520
108$522$38$484$17,440$6,036
109$522$35$487$17,475$5,549
110$522$32$490$17,507$5,059
111$522$29$493$17,537$4,566
112$522$27$496$17,563$4,071
113$522$24$499$17,587$3,572
114$522$21$501$17,608$3,071
115$522$18$504$17,626$2,566
116$522$15$507$17,641$2,059
117$522$12$510$17,653$1,549
118$522$9$513$17,662$1,035
119$522$6$516$17,668$519
120$522$3$519$17,671$0
NOTE: Our calculator tool uses information provided to us by our individual lenders. Therefore, we can’t guarantee that the information is up to date, or that you’ll be eligible to join a particular credit union. Please speak to lenders directly to confirm they’re right for you and your family.
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